It's like winning having a winning lottery ticket and instead of giving it to your kids, you give it to your ex!
I paused when I realized this. I've been divorced for almost a decade now. For some reason, it never dawned on me to change my life insurance policy.
As a precaution, I called my agent today to see if I had already changed it… and, I hadn't, wt*.
So, if I would have died, I would have passed on 500k to my ex instead of my kids. Not my desired outcome.